# Paytm Money vs Upstox in AI search · Investing Apps India
> Who do ChatGPT, Gemini, and Google AI Mode recommend more for investing apps in India: Paytm Money or Upstox? Upstox leads with 54.9% citation share vs Pay…

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Source: Cite Solutions (cite.solutions)
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[← Investing Apps · India](/state-of-ai-india/investing-apps)Head-to-head · 12 Jul

Investing Apps · India · AI search head-to-head

# Paytm Money vs Upstox in AI search

As of 12 July 2026, Upstox is recommended more often than Paytm Money for investing apps in India: Upstox appears in 54.9% of AI answers versus Paytm Money's 15.3%, a 39.6 percentage point gap across ChatGPT, Gemini, and Google AI Mode.

[Paytm Money](https://paytmmoney.com "Visit Paytm Money")

15.3% · rank #8

[Upstox](https://upstox.com "Visit Upstox")

54.9% · rank #3

Investing Apps · 12 July 2026

### Paytm Money vs Upstox: side-by-side AI citation metrics

How ChatGPT, Gemini, and Google AI Mode treat Paytm Money and Upstox for investing apps buyer questions in India, as of 12 July 2026.

__Paytm Money vs Upstox: side-by-side AI citation metrics__
| Metric                       | Paytm Money       | Upstox      |
| ---------------------------- | ----------------- | ----------- |
| MetricOverall citation share | Paytm Money15.3%  | Upstox54.9% |
| MetricOverall rank           | Paytm Money#8     | Upstox#3    |
| MetricChatGPT share          | Paytm Money13%    | Upstox65%   |
| MetricGemini share           | Paytm Money6%     | Upstox52%   |
| MetricGoogle AI Mode share   | Paytm Money27%    | Upstox48%   |
| MetricDay-over-day change    | Paytm Money\-2.0% | Upstox+4.9% |
| MetricPositive sentiment     | Paytm Money59%    | Upstox54%   |

## Per-engine verdict

ChatGPT

Upstox leads

Paytm Money 13% · Upstox 65%

Gemini

Upstox leads

Paytm Money 6% · Upstox 52%

AI Mode

Upstox leads

Paytm Money 27% · Upstox 48%

## Common questions

### Who appears more in AI search for investing apps in India, Paytm Money or Upstox?

Upstox, with 54.9% citation share versus Paytm Money's 15.3% as of 12 July 2026.

### Does ChatGPT recommend Paytm Money or Upstox more?

ChatGPT cites Upstox more often for investing apps queries (Paytm Money 13% vs Upstox 65%).

### Is Paytm Money gaining or losing ground against Upstox in AI answers?

Over the CITE Index tracking window, Paytm Money moved from 10.0% to 15.3% citation share and Upstox moved from 56.7% to 54.9%.

### How is this Paytm Money vs Upstox comparison measured?

Cite Solutions runs 50 unaided buyer prompts for investing apps every night against ChatGPT, Gemini, and Google AI Mode, then measures how often each brand is named. This page reflects the reading from 12 July 2026.

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Source: The CITE Index · India, reading of 12 July 2026. [See the full Investing Apps dashboard →](/state-of-ai-india/investing-apps)CC BY 4.0