# PhonePe Business vs Razorpay · AI search India
> Who do ChatGPT, Gemini, and Google AI Mode recommend more for b2b payments & business banking in India: PhonePe Business or Razorpay? Razorpay leads with 9…

Canonical URL: https://cite.solutions/state-of-ai-india/payment-gateways/compare/phonepe-business-vs-razorpay
Source: Cite Solutions (cite.solutions)
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[← B2B Payments & Business Banking · India](/state-of-ai-india/payment-gateways)Head-to-head · 13 Jul

B2B Payments & Business Banking · India · AI search head-to-head

# PhonePe Business vs Razorpay in AI search

As of 13 July 2026, Razorpay is recommended more often than PhonePe Business for b2b payments & business banking in India: Razorpay appears in 90.0% of AI answers versus PhonePe Business's 37.3%, a 52.7 percentage point gap across ChatGPT, Gemini, and Google AI Mode.

[PhonePe Business](https://phonepe.com "Visit PhonePe Business")

37.3% · rank #4

[Razorpay](https://razorpay.com "Visit Razorpay")

90.0% · rank #1

B2B Payments & Business Banking · 13 July 2026

### PhonePe Business vs Razorpay: side-by-side AI citation metrics

How ChatGPT, Gemini, and Google AI Mode treat PhonePe Business and Razorpay for b2b payments & business banking buyer questions in India, as of 13 July 2026.

__PhonePe Business vs Razorpay: side-by-side AI citation metrics__
| Metric                       | PhonePe Business       | Razorpay       |
| ---------------------------- | ---------------------- | -------------- |
| MetricOverall citation share | PhonePe Business37.3%  | Razorpay90.0%  |
| MetricOverall rank           | PhonePe Business#4     | Razorpay#1     |
| MetricChatGPT share          | PhonePe Business0%     | Razorpay92%    |
| MetricGemini share           | PhonePe Business0%     | Razorpay92%    |
| MetricGoogle AI Mode share   | PhonePe Business0%     | Razorpay86%    |
| MetricDay-over-day change    | PhonePe Business\-4.0% | Razorpay\-7.3% |
| MetricPositive sentiment     | PhonePe Business48%    | Razorpay68%    |

## Per-engine verdict

ChatGPT

Razorpay leads

PhonePe Business 0% · Razorpay 92%

Gemini

Razorpay leads

PhonePe Business 0% · Razorpay 92%

AI Mode

Razorpay leads

PhonePe Business 0% · Razorpay 86%

## Common questions

### Who appears more in AI search for b2b payments & business banking in India, PhonePe Business or Razorpay?

Razorpay, with 90.0% citation share versus PhonePe Business's 37.3% as of 13 July 2026.

### Does ChatGPT recommend PhonePe Business or Razorpay more?

ChatGPT cites Razorpay more often for b2b payments & business banking queries (PhonePe Business 0% vs Razorpay 92%).

### Is PhonePe Business gaining or losing ground against Razorpay in AI answers?

Over the CITE Index tracking window, PhonePe Business moved from 46.0% to 37.3% citation share and Razorpay moved from 99.3% to 90.0%.

### How is this PhonePe Business vs Razorpay comparison measured?

Cite Solutions runs 50 unaided buyer prompts for b2b payments & business banking every night against ChatGPT, Gemini, and Google AI Mode, then measures how often each brand is named. This page reflects the reading from 13 July 2026.

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Source: The CITE Index · India, reading of 13 July 2026. [See the full B2B Payments & Business Banking dashboard →](/state-of-ai-india/payment-gateways)CC BY 4.0