# PhonePe Business vs RazorpayX · AI search India
> Who do ChatGPT, Gemini, and Google AI Mode recommend more for b2b payments & business banking in India: PhonePe Business or RazorpayX? PhonePe Business lea…

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Source: Cite Solutions (cite.solutions)
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[← B2B Payments & Business Banking · India](/state-of-ai-india/payment-gateways)Head-to-head · 21 Jul

B2B Payments & Business Banking · India · AI search head-to-head

# PhonePe Business vs RazorpayX in AI search

As of 21 July 2026, PhonePe Business is recommended more often than RazorpayX for b2b payments & business banking in India: PhonePe Business appears in 47.5% of AI answers versus RazorpayX's 20.8%, a 26.7 percentage point gap across ChatGPT, Gemini, and Google AI Mode.

[PhonePe Business](https://phonepe.com "Visit PhonePe Business")

47.5% · rank #4

[RazorpayX](https://razorpay.com "Visit RazorpayX")

20.8% · rank #6

B2B Payments & Business Banking · 21 July 2026

### PhonePe Business vs RazorpayX: side-by-side AI citation metrics

How ChatGPT, Gemini, and Google AI Mode treat PhonePe Business and RazorpayX for b2b payments & business banking buyer questions in India, as of 21 July 2026.

__PhonePe Business vs RazorpayX: side-by-side AI citation metrics__
| Metric                       | PhonePe Business       | RazorpayX       |
| ---------------------------- | ---------------------- | --------------- |
| MetricOverall citation share | PhonePe Business47.5%  | RazorpayX20.8%  |
| MetricOverall rank           | PhonePe Business#4     | RazorpayX#6     |
| MetricChatGPT share          | PhonePe Business43%    | RazorpayX13%    |
| MetricGemini share           | PhonePe Business50%    | RazorpayX30%    |
| MetricGoogle AI Mode share   | PhonePe Business50%    | RazorpayX20%    |
| MetricDay-over-day change    | PhonePe Business\-3.8% | RazorpayX\-0.5% |
| MetricPositive sentiment     | PhonePe Business51%    | RazorpayX68%    |

## Per-engine verdict

ChatGPT

PhonePe Business leads

PhonePe Business 43% · RazorpayX 13%

Gemini

PhonePe Business leads

PhonePe Business 50% · RazorpayX 30%

AI Mode

PhonePe Business leads

PhonePe Business 50% · RazorpayX 20%

## Common questions

### Who appears more in AI search for b2b payments & business banking in India, PhonePe Business or RazorpayX?

PhonePe Business, with 47.5% citation share versus RazorpayX's 20.8% as of 21 July 2026.

### Does ChatGPT recommend PhonePe Business or RazorpayX more?

ChatGPT cites PhonePe Business more often for b2b payments & business banking queries (PhonePe Business 43% vs RazorpayX 13%).

### Is PhonePe Business gaining or losing ground against RazorpayX in AI answers?

Over the CITE Index tracking window, PhonePe Business moved from 46.0% to 47.5% citation share and RazorpayX moved from 24.7% to 20.8%.

### How is this PhonePe Business vs RazorpayX comparison measured?

Cite Solutions runs 50 unaided buyer prompts for b2b payments & business banking every night against ChatGPT, Gemini, and Google AI Mode, then measures how often each brand is named. This page reflects the reading from 21 July 2026.

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Source: The CITE Index · India, reading of 21 July 2026. [See the full B2B Payments & Business Banking dashboard →](/state-of-ai-india/payment-gateways)CC BY 4.0