Prompt 28 · 19 May 2026
Three engines were asked the exact prompt above on 19 May 2026. Below is the verbatim answer each one gave, the brands it named, and the URLs it cited.
In India, mental health coverage is no longer optional for insurers. Under the Insurance Regulatory and Development Authority of India (IRDAI) and the Mental Healthcare Act 2017, insurers must cover mental illnesses on the same basis as physical illnesses. Key points for 2026: - Most comprehensive health insurance plans now include: - psychiatric hospitalization - inpatient treatment for depression, bipolar disorder, schizophrenia, anxiety disorders, et
In India, mental health coverage in health insurance is legally required, though there are important distinctions between what the law mandates and how policies operate on the ground. Under the **Mental Healthcare Act (MHCA), 2017**, and subsequent strict mandates from the **Insurance Regulatory and Development Authority of India (IRDAI)**, insurers are legally obligated to treat mental illnesses
Brands named
**Health insurance in India provides legally mandated coverage for mental health conditions on par with physical illnesses.** Under the and subsequent directives from the Insurance Regulatory and Development Authority of India (IRDAI), no insurer can deny coverage or applications based on a mental health diagnosis. (https://www.hdfcergo.com/blogs/health-insurance/