Prompt 24 · 20 May 2026
Three engines were asked the exact prompt above on 20 May 2026. Below is the verbatim answer each one gave, the brands it named, and the URLs it cited.
A **restoration benefit** (also called refill/recharge/reinstatement) in Indian health insurance restores your sum insured after it gets exhausted during the policy year. In 2026, this feature has become almost standard in good retail health plans — but the *fine print matters a lot*. The biggest things to compare are: - **Same illn
Brands named
A **Restoration Benefit** (also known as a Refill or Recharge benefit) is one of the most critical features to look for when buying health insurance in India. It automatically restores your basic Sum Insured (SI) if it gets exhausted due to claims within a single policy year.[m.economictimes.com](https://m.economictimes.com/wealth/insure/best-ways-to-find-the-right-health-insurance-poli
**A restoration benefit automatically reinstates your original sum insured after it is partially or completely exhausted by a medical claim during the policy year.** In 2026, amid, this feature acts as an essential financial cushion, particularly for family floater plans where multiple members share the same pool of coverage. (https://www.hdfcergo.com/blogs/health-insurance/wh