Prompt 23 · 22 May 2026
Three engines were asked the exact prompt above on 22 May 2026. Below is the verbatim answer each one gave, the brands it named, and the URLs it cited.
A **No Claim Bonus (NCB)** in Indian health insurance is a reward you get for not making claims during a policy year. In 2026, most insurers offer NCB either as: - **Extra sum insured at no extra premium** (most common), or - **Renewal premium discount** (less common). ### How NCB typically works in India (2026) Example: - Base cover: ₹10 lakh - NCB: 20% per claim-free year - After 3 claim-free years → cover can become ₹16 lakh without increasing the base premium.
In India's health insurance market, the **No Claim Bonus (NCB)** has evolved into one of the most powerful features for scaling up your medical coverage. Simply put, it is a reward from your insurer for completing a policy year without making a claim. Historically, insurers offered small incremental bumps, but the landscape features highly aggressive NCB structures that can drastically increase your coverage
In India, a **No Claim Bonus (NCB)** is a financial reward given by insurance companies if you do not file any medical claims during a policy year. For **2026**, top insurers have expanded this feature into hyper-competitive "Super Bonus" or "Multiplier" structures, allowing your coverage to multiply manifold at no extra cost. (https://www.bajajfinserv.in/insurance/how-to-calculate-no-cla