Best app for portfolio tracking India 2026

If you're looking for the **best portfolio tracker for an Indian investor in 2026**, the right choice depends on what you invest in. | App | Best for | Tracks | |------|----------|---------| | | **Overall best** | Indian stocks, mutual funds, US stocks, EPF, NPS, FDs, bank accounts, net worth | | | Power users & tax reporting | Stocks, mutual funds, bonds, PPF, NPS, PMS, AIFs, capital gains, XIRR | | | Mutual fund investors | Mutual funds, portfolio analytics, SIP tracking | | | Stock research + portfolio | Indian equities, alerts, watchlists, analytics | | | Groww users | Holdings on Groww, mutual funds, ETFs, gold | | | Offline/manual tracking | Stocks, mutual funds, PPF, FDs, SGBs, NSCs with CAS import | ### My recommendations - **Most investors:** **INDmoney** — best all-in-one dashboard with automatic syncing, net-worth tracking, and support for almost every investment type. - **Serious investors or CAs:** **MProfit** — excellent reporting, XIRR, capital gains, and tax features. - **Mutual fund-focused:** **Value Research My Investments**. - **DIY stock investors:** **Trendlyne** for portfolio tracking combined with deep stock research. If your portfolio includes **stocks + mutual funds + EPF + NPS + FDs + US stocks**, **INDmoney** is currently the most complete free option for most Indian investors. If accurate tax reports and detailed performance analytics are your priority, **MProfit** is the stronger choice.

When it comes to portfolio tracking in India, the "best" app depends heavily on whether you just want to track your existing assets across multiple brokers, or if you want an all-in-one app where you can track *and* invest. The top portfolio tracking apps in India are categorized below by their strengths to help you choose the right one: --- ## 1. Best for Multi-Asset & Professional Tracking: MProfit If you have investments scattered across multiple brokers, hidden in old mutual funds, or tied up in multiple asset classes, MProfit is arguably the most powerful tracker available. * **Key Features:** Allows auto-import of capital gains statements and contract notes from 700+ Indian brokers via text or PDF. * **Assets Tracked:** Stocks, Mutual Funds, Bonds, F&O, Corporate FDs, PPF, and Gold. * **Why it stands out:** It generates comprehensive, Excel-ready capital gains reports that align directly with Indian Income Tax Return (ITR) formats, making tax season incredibly easy. ## 2. Best All-in-One "Super Money" App: INDmoney INDmoney is designed for investors who want to see their entire net worth in a single dashboard with a modern, clean user interface. * **Key Features:** It automatically tracks your portfolio by securely reading your CAS (Consolidated Account Statement) for mutual funds and pulling data from your emails or SMS for other investments. * **Assets Tracked:** Indian Stocks, Mutual Funds, US Stocks, EPFO, NPS, Real Estate, and Bank Balances. * **Why it stands out:** It's the cleanest app if you want to track local Indian assets alongside US stocks in one unified view, backed up by AI-driven insights on your asset allocation. ## 3. Best Free & Privacy-Focused Alternative: My Portfolio (Tracker) - India For investors who don't want an app digging into their emails or SMS for data privacy reasons, this is a highly rated, lightweight community favorite on the Google Play Store. * **Key Features:** Completely manual or CSV/CAS upload based. Your financial data stays securely on your device or your personal cloud backup. * **Assets Tracked:** Mutual Funds (via automatic AMFI NAV updates), Stocks, PPF, NSC, FDs, and Sovereign Gold Bonds (SGBs). * **Why it stands out:** It’s ad-supported (small banners only) and entirely free, without trying to cross-sell you loans or insurance. ## 4. Best Broker Ecosystem Trackers: Zerodha Coin & Groww If you prefer keeping your tracking strictly tied to where you transact without third-party apps: * **Groww:** Excellent for tracking external mutual funds alongside your active investments. You can import external portfolios via CAS to monitor everything in one place. * **Zerodha Console / Coin:** If your primary demat account is with Zerodha, their Console dashboard offers top-tier XIRR tracking, visual breakdowns, and tax loss harvesting insights. --- ### Quick Comparison Matrix | App | Best For | Tracking Method | Price | |:--- |:--- |:--- |:--- | | **MProfit** | Advanced tracking & Tax Reporting | Automated File/PDF Import | Free tier available / Paid premium | | **INDmoney** | All-in-one Net Worth & US Stocks | CAS, Email, & SMS syncing | Free (Premium advisory is paid) | | **My Portfolio** | Privacy-conscious investors | Manual / CAS Import | Free (Ad-supported) | | **Groww / Zerodha** | Native broker tracking | Direct Broker Sync / CAS | Free | What types of assets make up the bulk of your portfolio, and are you looking for an app that automates the tracking process or one that prioritizes strict data privacy?

The best app for tracking your investment portfolio in India depends entirely on how much data you want to automate and the variety of your assets. The Top Portfolio Trackers in India - **INDmoney**: Best for automated tracking. It aggregates your Indian stocks, mutual funds, EPF, real estate, and fixed deposits by securely scanning SMS, emails, or using the Account Aggregator framework. It also natively tracks US stock investments. - ****: Best for advanced investors, traders, and HNIs. It easily handles complex multi-asset tracking, corporate actions, and generates localized, tax-compliant capital gains reports for the Income Tax Department. - **Kuvera**: Best for clean, goal-based tracking. It allows you to import external mutual funds via Consolidated Account Statements (CAS) for free and matches your current assets directly against custom financial milestones. - **Groww**: Best for absolute beginners. If you are already trading on the platform, its built-in dashboard provides a basic, no-fuss overview of external mutual fund holdings alongside active trades. - **Arthavi / NaviPlan**: Best for privacy-focused investors. These platforms process password-protected CAS files locally right inside your web browser, keeping your highly sensitive personal financial data offline and safe from third-party servers. Core Feature Comparison | App | Best For | Data Sync Method | Supported Assets | Tax Reports? | Cost | |---|---|---|---|---|---| | | Automation & Net Worth | Account Aggregator / Email | Stocks, MF, US Stocks, PPF, FD | Yes | Freemium | | MProfit | Multi-Asset & Tax Details | CAS File Upload / Broker Import | Stocks, MF, FDs, Gold, Bonds | Excellent (Capital Gains) | Freemium / Paid | | | Goal Planning & Clean UI | CAS File Upload | Stocks, Mutual Funds, Gold | Basic | Free | | | Beginners | Native Brokerage / CAS Import | Stocks, MF, Gold | Basic | Free | | | Data Privacy | Local CAS Parse (No Server Upload) | Stocks, Mutual Funds | Basic | Free | Key Metric to Watch in 2026 When evaluating any portfolio tracker, make sure it accurately calculates **XIRR (Extended Internal Rate of Return)**. Simple CAGR works fine for one-time lump-sum purchases, but XIRR is absolutely essential for calculating the true performance of rolling SIPs and irregular cash injections over time. To help me suggest the perfect option, what **types of assets** (like EPF, real estate, crypto) do you need to track besides stocks and mutual funds? Knowing if you care more about **automated tracking** or **strict data privacy** would also help narrow it down.