If your priority is **developer experience + API quality + modern docs**, the top Indian payment gateways in 2026 are: 1. Razorpay 2. Cashfree Payments 3. Stripe (best global DX, but India limitations still exist) Here’s the practical breakdown for Indian developers: | Gateway | Documentation Quality | API Design | Sandbox | Best For | Weakness | |---|---|---|---|---|---| | Razorpay | Excellent | Clean REST APIs | Very good | Indian startups, SaaS, subscriptions | International card success can vary | | Cashfree Payments | Excellent | Developer-friendly | Excellent | UPI-heavy apps, pay
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