For India in 2026, the best balance of **developer experience, API quality, UPI support, onboarding, reliability, and ecosystem** is still: ## 1. Razorpay — Best overall for developers Official site: Why developers prefer it: - Excellent REST APIs + SDKs - Clean docs and sandbox - Reliable webhooks - Strong UPI + subscriptions support - Good dashboard and reconciliation - Fast onboarding for startups - Works well for SaaS, marketplaces, apps Best if you want: - Fastest integration - Indian payments + some international - Good DX with fewer surprises Commun
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