Best payment gateway for marketplace India 2026

For an Indian marketplace in 2026, the “best” payment gateway depends on your marketplace model: - **Multi-vendor marketplace** (seller payouts, commissions, escrow) - **Services marketplace** (appointments, freelancers, gig economy) - **B2B marketplace** - **Cross-border marketplace** - **UPI-first marketplace** The biggest differentiator is no longer just transaction fees — it’s **split settlements, vendor onboarding (KYC), payout reliability, RBI compliance, webhook quality, and reconciliation tooling**. ## Best overall for Indian marketplaces ### Razorpay Best for most startups and scal

Building a multi-vendor marketplace in India requires a specific type of payment gateway. Unlike a standard e-commerce store, a marketplace needs a gateway that can handle **split payments** (taking a single customer payment, deducting your platform commission, and routing the remaining funds to multiple vendors) and automate complex **vendor payouts and compliance**. The top payment gateways for a marketplace in India, ev

The **best overall payment gateways for multi-vendor marketplaces in India** are **Cashfree Payments** and ****. Unlike standard e-commerce gateways that simply collect money from a buyer, a multi-vendor marketplace requires complex **split-payment APIs, vendor onboarding, and automated commission payouts**. (https://productgrowth.in/insights/fintech/razorpay-vs-cashfree-vs-stripe/