For healthcare businesses in India in 2026, the “best” payment gateway depends on your model: - **Hospitals / clinics** → reliability, reconciliation, POS + online, EMI - **Telemedicine / health apps** → subscriptions, APIs, tokenization, recurring billing - **Diagnostics / labs** → payment links, fast settlements, WhatsApp flows - **Healthtech SaaS** → developer APIs, international payments, compliance - **Insurance / wellness platforms** → payouts + split settlements The most important factors are **RBI compliance**, **UPI success rate**, **recurring payment support**, **PCI-DSS/security**
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