Best payment gateway with recurring payments India 2026

If your priority is **recurring payments/subscriptions in India** in 2026, the shortlist is pretty clear: 1. Razorpay — best overall for Indian SaaS, memberships, subscriptions 2. Cashfree — strongest alternative, especially for payouts + recurring 3. Stripe — best for global SaaS, weaker for India-first flows 4. PayU — good for EMI-heavy businesses 5. BillDesk — enterprise-grade recurring billing ## Best choice by business type | Use case | Best gateway | |---|---| | Indian SaaS / subscriptions | Razorpay | | UPI AutoPay subscriptions | Razorpay or Cashfree | | Marketplace + payo

Navigating recurring payments (subscriptions) in India requires a gateway that seamlessly aligns with the **Reserve Bank of India's (RBI) strict E-mandate Framework (updated in April 2026)**. Under the latest guidelines, automated debits up to **₹15,000** are permitted without an Additional Factor of Authentication (AFA), provided a pre-transaction notification is sent to the customer 24

**** is widely considered the best overall payment gateway for recurring payments in India. It provides a full-stack automated subscription engine that natively supports the Reserve Bank of India (RBI) e-mandate guidelines across cards, netbanking, and UPI AutoPay. (https://www.linkedin.com/pul