For India in 2026, there isn’t one “best” payment gateway — the right choice depends on your business model, customer geography, settlement needs, and how technical your stack is. Here’s the practical shortlist most startups and SMBs are choosing from: | Use case | Recommended gateway | |---|---| | Best overall for Indian startups & SMBs | | | Lowest fees + strong payouts | | | Enterprise / EMI-heavy businesses | [PayU India](https://
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