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B2B Payments & Business Banking · India · The CITE Index

AI search visibility for b2b payments & business banking brands in India

The brands ChatGPT, Gemini, and Google AI Mode recommend when an Indian buyer asks an unaided question. Updated nightly. Every claim links back to the verbatim engine answer that produced it.

The Daily Fixing

3 engines · live

ChatGPTChatGPT#1 today

92.5%

+0.5% vs prev

GeminiGemini#1 today

100.0%

+4.0% vs prev

AI Mode#1 today

97.5%

-2.5% vs prev

Editor's note

21 July 2026 · 21:00 IST

Cite Solutions Research

Razorpay led B2B Payments & Business Banking, cited in 96.7% of this edition's tracked answers, ahead of Cashfree at 80.0%.

The move

Across ChatGPT, Gemini, and Google AI Mode, Razorpay appeared in 96.7% of tracked answers for this category, with Cashfree at 80.0% and PayU at 68.3%.

What it means

This edition is part of the completed CITE Index dataset: 90,132 engine answers collected daily from May 19 to July 21, 2026.

Collection has concluded; the aggregate findings are published in the final report.

Trajectory · top 5

61 days

Share of voice (%)

Brand position map

Rank × mentions · per engine

10 brands

Top-left = high mentions, top rank. Bottom-right = high mentions but lower rank — coverage exists but the model isn't placing the brand first.

Engine divergence

Engine divergence

All three agree on #1

All three engines name the same #1 brand today (Razorpay). When this happens, the brand is structurally winning across retrieval surfaces.

Today's metrics

Today's leader

Razorpay

96.7% share of voice across all engines

Biggest mover

PhonePe Business

-3.8% on the day

ChatGPT leader

Razorpay

92.5% on ChatGPT only

Engine gaps

5

brands invisible on 1+ engines

Full lineup

10 brands · 3 engines

#BrandSoV1-day Δ3-dayChatGPTGeminiMentions
01Razorpay96.7%0.7%
92.5%#1
100%#1
97.5%#1
116
02Cashfree80.0%0.7%
0%#999
0%#999
0%#999
96
03PayU68.3%3.7%
77.5%#3
52.5%#3
75%#3
82
04PhonePe Business47.5%3.8%
42.5%#4
50%#4
50%#4
57
05Paytm Business26.7%1.3%
0%#999
0%#999
0%#999
32
06RazorpayX20.8%0.5%
12.5%#6
30%#6
20%#8
25
07Open17.5%0.2%
0%#999
0%#999
0%#999
21
08Instamojo15.8%0.9%
0%#999
0%#999
0%#999
19
09Juspay6.7%1.4%
10%#8
5%#9
5%#9
8
10BharatPe2.5%0.8%
0%#999
0%#999
0%#999
3

Source pool

Hover for engine split

136 domains

Sentiment composition

PositiveNeutralCautiousNegative
Razorpay69/27/4/0
Cashfree46/51/3/0
PayU44/55/1/0
RazorpayX68/32/0/0
Open43/52/0/5

Engine fan-out queries

ChatGPT
  • No fan-out queries surfaced today.
Gemini
  • No fan-out queries surfaced today.
  • No fan-out queries surfaced today.

Prompts run today

50 of 50 · full responses on the edition

  1. 01Best payment gateway India 20260 enginesRead receipts →
  2. 02Best Indian payment gateway for startups 20260 enginesRead receipts →
  3. 03Best payment gateway for ecommerce India 20260 enginesRead receipts →
  4. 04Best payment gateway for SaaS India 20260 enginesRead receipts →
  5. 05Best payment gateway for international payments India 20260 enginesRead receipts →
  6. 06Best payment gateway with lowest fees India 20260 enginesRead receipts →
  7. 07Best payment gateway for high-volume India 20260 enginesRead receipts →
  8. 08Best payment gateway for D2C India 20260 enginesRead receipts →
  9. 09Best payment gateway for subscription India 20260 enginesRead receipts →
  10. 10Best payment gateway for mobile apps India 20260 enginesRead receipts →
  11. 11Best UPI payment gateway India 20260 enginesRead receipts →
  12. 12Best payment gateway with no setup fee India 20260 enginesRead receipts →
  13. 13Best payment gateway with developer-friendly API India 20260 enginesRead receipts →
  14. 14Best payment gateway with recurring payments India 20260 enginesRead receipts →
  15. 15Best payment gateway for marketplace India 20260 enginesRead receipts →
  16. 16Best payment gateway for SMB India 20260 enginesRead receipts →
  17. 17Best payment gateway for restaurants India 20260 enginesRead receipts →
  18. 18Best payment gateway for education India 20260 enginesRead receipts →
  19. 19Best payment gateway for healthcare India 20260 enginesRead receipts →
  20. 20Best payment gateway for NGO India 20260 enginesRead receipts →
  21. 21Best business banking app India 20260 enginesRead receipts →
  22. 22Best neobank for startups India 20260 enginesRead receipts →
  23. 23Best current account for Indian startups 20260 enginesRead receipts →
  24. 24Best business credit card India 20260 enginesRead receipts →
  25. 25Best business banking with zero balance India 20260 enginesRead receipts →
  26. 26Best business banking with vendor payments India 20260 enginesRead receipts →
  27. 27Best business banking with payroll India 20260 enginesRead receipts →
  28. 28Best Indian neobank 20260 enginesRead receipts →
  29. 29Best business banking for freelancers India 20260 enginesRead receipts →
  30. 30Best business banking with GST invoicing India 20260 enginesRead receipts →
  31. 31Most reliable payment gateway India 20260 enginesRead receipts →
  32. 32Payment gateway with best uptime India 20260 enginesRead receipts →
  33. 33Payment gateway with best support India 20260 enginesRead receipts →
  34. 34Payment gateway with best success rate India 20260 enginesRead receipts →
  35. 35Most trusted Indian payment gateway 20260 enginesRead receipts →
  36. 36Best payment gateway with fraud protection India 20260 enginesRead receipts →
  37. 37Best payment gateway with chargeback handling India 20260 enginesRead receipts →
  38. 38Indian payment gateway with best documentation 20260 enginesRead receipts →
  39. 39Indian payment gateway with best dashboard 20260 enginesRead receipts →
  40. 40Indian payment gateway with best onboarding 20260 enginesRead receipts →
  41. 41Top payment gateways India 20260 enginesRead receipts →
  42. 42Indian payment gateway market leader 20260 enginesRead receipts →
  43. 43Most popular payment gateway India 20260 enginesRead receipts →
  44. 44Payment gateway rankings India 20260 enginesRead receipts →
  45. 45Indian payment infrastructure 2026 which to use0 enginesRead receipts →
  46. 46Best fintech for businesses India 20260 enginesRead receipts →
  47. 47Best B2B fintech India 20260 enginesRead receipts →
  48. 48Payment gateway to choose India 20260 enginesRead receipts →
  49. 49Indian payment gateway recommendation 20260 enginesRead receipts →
  50. 50Indian payment gateway alternatives 20260 enginesRead receipts →
View full edition

Who runs this index

The CITE Index is built and published daily by Cite Solutions, a managed GEO agency, using the same measurement pipeline we run for client brands. If you want to know how your own brand shows up when buyers ask ChatGPT, Gemini, or Google AI Mode about b2b payments & business banking or any other category, run an AI visibility audit and get the same per-prompt receipts you see on this page.

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